Florida Homes Damaged by Hurricane May Be Eligible for Tax Refunds

​Florida homeowners whose properties were destroyed or rendered uninhabitable by a catastrophic event may be eligible for a property tax refund. Under Florida law (Section 197.319, Florida Statutes), homeowners can apply for tax relief if their residence has been uninhabitable for at least 30 days due to events like hurricanes, tornadoes, or other disasters.

According to Florida law, property taxes are assessed based on the value of a home as of January 1. If a catastrophic event occurs after that date, property taxes for the current year will not be adjusted. However, homeowners may apply for a refund if their home remains uninhabitable for at least 30 days.

To apply, homeowners must complete the Application for Catastrophic Event Tax Refund (Form DR-465) and submit it to their local property appraiser by March 1 of the year following the event. The property appraiser may request documentation, including utility bills, insurance reports, or contractor statements to verify the home’s uninhabitability.

Important Deadlines and DiscountsProperty tax bills are generally sent in November, with full payments due by March 31.

Homeowners who pay early may receive a discount:
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• 4% if paid in November
• 3% if paid in December
• 2% if paid in January
• 1% if paid in February

If your home is damaged and you have been displaced, it is crucial to update your mailing address with your county’s property appraiser and tax collector to ensure timely receipt of tax notices.

For more information on property tax relief or to access the application form, visit the Florida Department of Revenue’s website or contact your county’s property appraiser’s office.